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Q: I only take a couple of trips in a year. Is it going to
be worth my while?
A: For two short trips to Europe you will probably be better
off buying 2 single trip insurance policies but if you are going
skiing, travelling outside Europe, or are likely to be going away
any more than twice in a year then do look at Annual Travel Insurance.
You will probably be suprised at how much you can save!
Q: What is the longest time I can spend away?
A: Travel Insurance Direct offer four options for you to chose
depending on the type of traveller you are. If, like most of us,
you never go away for more that three weeks in a year, then their
standard annual travel insurance policy is allows for trips of
up to 24 days each. For those with a bit more time on their hands
(lucky folks) then there are also 31 day, 45 day, and 60 day per
trip options.
Q: What about winter sports?
A: One of the options you can invariably choose with annual travel
insurance is whether to add winter sports cover onto the policy.
Typically this will give you up to twenty four days worth of insurance
over the year for skiing or snowboarding to cover risks such as
medical expenses for injuries sustained on the slopes and getting
to hospital by helicopter if that is required. The difference in
price with or without this cover is likely to be relatively low
when compared to a single trip ski insurance policy.
Q: Can a family group travel independently and still be insured?
A: Definitely Yes! In fact, in the last few years Travel Insurance
Direct have even allowed children to be insured when travelling
without their parents, even when they are insured free of charge.
Very generous!
Q: So children are insured free then?
A: Absolutely. Provided they are dependants of the policy holder
and are under the age of 18 at the time the policy starts then
Travel Insurance Direct will insure them free of charge.
Q: What other options are commonly available?
A: The Business Cover option is becoming increasingly popular.
This works in exactly the same way as the standard Annual Travel
Insurance but additionally covers business equipment including
computers and communication devices such as mobile phones. As leisure
travel is still included (in fact you could go on a business trip
with the standard Annual Insurance and still be covered expect
for the business equipment.) it makes this a great employee incentive
for bosses to give their workers.
To find out more about Annual
Travel Insurance, visit the Travel
Insurance Direct web site by clicking here.
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